Higher approval rates
Creditea empowers merchants with high approval rates, a large existing customer base, and stable technology, enabling an easy purchase experience.
Boost Ecommerce Sales with Creditea Pay Later
Increase your approval rates and margin, while offering a secure and seamless checkout experience. Empower your customers for quick repeat shopping with Creditea Credit Line.
Upgrade your e-shop checkout with Creditea payment method
Better margin for transactions
Creditea ensures attractive commercial conditions for its business partners, enabling a better margin for transactions.
Streamlined Onboarding
Creditea supports with cutting-edge technology and a network of tech partners to provide a modern and user-friendly onboarding experience for consumers.
Turn more customers into repeat buyers with Creditea Credit Line for shopping
Boost the buying power and retention of your customers with innovative revolving credit that offers small monthly repayments and supports repeat purchases.
How Creditea works for users
Creditea’s Credit Line feature allows users to sign in just once, and from then on, payments are almost a click away, making the checkout process quick and easy.
Restore your full credit limit
Repay your purchase and restore your full credit limit. Reuse for new purchases up to the limit.
Adjusted to your risk profile
No down-payment. Pay only interest at a rate adjusted to your risk profile.
0% within the first 30 days
No credit costs if you return your purchase and funds or simply repay within 30 days.
Up to 60 months
Split the price into affordable installments up to 60 months or repay at any time and pay less interest.
Pay as you go
Get a credit limit and use any time you want. You only pay as you go for the credit you use!
In few clicks
Super quick payments for returning customers. Even for higher-value purchases.
Who can benefit?
Merchants, Ecommerce and payment service providers
- Improve approval rates for merchant accounts by working with a reputable credit provider who can take on higher risk.
- Simplify the digital onboarding process for customers, allowing for quick and seamless account creation.
- Gain access to a large and established customer base through promotions and collaborations with Creditea.
- Minimize transactional fees or eliminate them altogether, providing a cost-effective solution for merchants to process payments and conduct business.
BNPL providers, banks and financial institutions
- Expand customer reach in cooperation with us. We are a well-experienced and reputable lender.
- Generate additional revenue from rejected traffic by offering revolving credit solutions.
- Increase customer satisfaction by providing instant gratification through successful purchases, which can help build customer loyalty and repeat business.
We serve over 1.7 million customers globally
Creditea is part of International Personal Finance group. Let's build together a better world through financial inclusion.
Integrations with Ecommerce platforms
Add the Creditea Pay Later solution to your web shops easily and without any intermediaries. If you have doubts, don't worry! We have Integration Guides for WooCommerce, PrestaShop and Magento ready to help you in each step of the process. Share your interest by filling out the contact form below, and we'll provide you with the actual Integration Guide.
More platforms are coming soon!
Contact us now, get more for your customers!
Give your customers a convenient option to pay in small instalments without the need for a credit card. Send your contact information now and we'll be delighted to get back to you promptly.
Creditea is powered by International Personal Finance plc
International Personal Finance (IPF) is a leading international consumer credit provider, operating in Europe, Australia and Mexico, with a rich history spanning over 130 years. IPF is dedicated providing customers with responsible, transparent, and flexible financial services that meet their needs. As a company, IPF is committed to ethical and responsible lending practices, ensuring that its customers are treated with respect and that their financial well-being is prioritized.
Discover the Creditea Pay Later team
We are eager to explore new partnership opportunities
Innovativeness is ingrained in our DNA, and we are actively seeking fresh avenues for collaboration. If you have a unique idea or proposal for cooperation, please don't hesitate to reach out to us by filling in the contact form or sending an email to paylater@ipfdigital.com.